Greenville Car Accident Lawyers
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Founded in 1975, Christian & Christian has deep roots in the community. Our lawyers have worked hard to build a strong, caring legacy of legal advocacy and protection for injured people. We stand up to injustice and help injury victims in their fight against well-funded insurance companies.
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Understanding South Carolina Car Accident Laws: Key Regulations You Should Know
Navigating the aftermath of a car accident can be daunting, especially when dealing with the complexities of South Carolina car accident laws. Knowing the key regulations can help you better understand your rights and responsibilities, ensuring you take the correct steps following an incident. This comprehensive guide aims to clarify the essential aspects of South Carolina’s car accident laws and provide you with the knowledge needed to manage the situation effectively.Liability and Fault Determination
In South Carolina, determining who is at fault in a car accident is crucial for resolving claims and lawsuits. The state operates under a modified comparative negligence system. This means that the party found to be more than fifty percent at fault for the accident cannot recover damages. If you are fifty percent or less at fault, you can still recover damages, but the amount will be reduced by your percentage of fault. For instance, if you are found to be thirty percent at fault and your total damages amount to ten thousand dollars, you would be entitled to recover seven thousand dollars.Mandatory Insurance Requirements
South Carolina law mandates that all drivers carry liability insurance to cover damages in the event of an accident. The minimum requirements include twenty-five thousand dollars for bodily injury per person, fifty thousand dollars for bodily injury per accident, and twenty-five thousand dollars for property damage per accident. Additionally, drivers must carry uninsured motorist coverage with the same minimum limits. This ensures that you are protected if you are involved in an accident with an uninsured driver.Only Serving People, Never Companies
Founded in 1975, Christian & Christian has deep roots in the community.
Learn more about our attorneysReporting a Car Accident
In South Carolina, you are required to report a car accident to law enforcement if it results in injury, death, or property damage exceeding one thousand dollars. Failing to report such an accident can result in penalties. When reporting an accident, you should provide accurate information and cooperate with the authorities. The police report generated will be a crucial piece of evidence in any subsequent legal proceedings or insurance claims. In the aftermath of a car accident in South Carolina, one of the most critical steps you can take is obtaining a police report. This document, often considered the cornerstone of a car accident claim, provides an objective account of the incident. Police reports serve as an essential piece of evidence when navigating the complexities of insurance claims and potential legal proceedings. Understanding the importance of police reports and the role they play in the claims process can significantly impact the outcome of your case.Establishing an Accurate Record of the Incident
A police report provides an official and unbiased record of the car accident. When law enforcement officers arrive at the scene, they assess the situation, gather information from all parties involved, and document their findings in the report. This includes details such as the date, time, and location of the accident, the names and contact information of the drivers and passengers, and any witness statements. Additionally, the police report may contain diagrams illustrating the positions of the vehicles, skid marks, and other pertinent information that can help reconstruct the events leading up to the accident. By having an accurate and detailed account of the incident, a police report serves as a crucial foundation for your car accident claim.Supporting Your Insurance Claim
When you file a car accident claim with your insurance company, the adjuster assigned to your case will rely heavily on the police report to determine liability and assess damages. Insurance companies use the information contained in the report to corroborate your version of events and evaluate the credibility of your claim. Without a police report, the insurance adjuster may have difficulty verifying the details of the accident, which can lead to delays or even denials of your claim. Therefore, having a comprehensive police report can streamline the claims process and increase the likelihood of a favorable outcome.Determining Fault and Liability
One of the primary functions of a police report is to assist in determining fault and liability in a car accident. The report includes the investigating officer’s observations and conclusions regarding the cause of the accident, which can be instrumental in establishing who is at fault. This determination is critical because South Carolina follows a modified comparative negligence system, meaning that your compensation may be reduced if you are found to be partially at fault for the accident. The police report can provide crucial evidence to support your case and demonstrate the other party’s liability, potentially maximizing your compensation.Only Serving People, Never Companies
Founded in 1975, Christian & Christian has deep roots in the community.
Learn more about our attorneysProviding Credibility in Legal Proceedings
If your car accident claim escalates to a lawsuit, the police report can play a pivotal role in the legal proceedings. Courts often consider police reports as credible and reliable sources of information, given that they are created by trained law enforcement officers. The report can be used to corroborate your testimony, challenge the other party’s account of the accident, and provide a factual basis for witness analysis. Additionally, having a police report can enhance your credibility as a plaintiff, as it demonstrates that you took the appropriate steps to document the incident and seek professional assistance immediately after the accident.Facilitating Settlement Negotiations
Most car accident claims are resolved through settlement negotiations rather than going to trial. During these negotiations, the police report serves as a valuable tool for your attorney to advocate for a fair settlement. The report’s detailed account of the accident, including any citations or violations issued to the other party, can strengthen your position and provide leverage in negotiations. Insurance companies and defense attorneys are more likely to offer a reasonable settlement when presented with a well-documented police report that clearly establishes fault and supports your claims for damages.Protecting Against False Claims and Fraud
Unfortunately, car accident claims are not immune to false claims and fraudulent activities. Some individuals may attempt to exaggerate their injuries or fabricate details about the accident to receive higher compensation. A police report helps protect against such fraudulent claims by providing an objective and contemporaneous account of the incident. The report can be used to verify the legitimacy of the claims and expose any inconsistencies or false statements made by the other party. By having a police report, you can safeguard yourself against potential fraud and ensure that your claim is based on accurate and truthful information.Ensuring Compliance with South Carolina Law
In South Carolina, it is mandatory to report certain types of car accidents to law enforcement. According to state law, you must report an accident if it results in bodily injury, death, or property damage exceeding $1,000. Failure to report such accidents can result in legal penalties and complications when filing an insurance claim. Obtaining a police report ensures that you comply with state law and provides a formal record of the incident, which can be crucial for both insurance and legal purposes. Adhering to this requirement not only protects you legally but also reinforces the validity of your claim.Strengthening Your Case with Witness Statements
Witness statements can significantly impact the outcome of a car accident claim. Police officers at the scene often interview witnesses and include their statements in the police report. These statements can provide additional perspectives and corroborate your account of the accident. Witnesses may have observed crucial details that you may have missed or been unaware of, and their testimonies can help establish a clear and accurate picture of the incident. By including witness statements in the police report, you can bolster your case and provide compelling evidence to support your claim.Related Videos
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Highlighting Contributing Factors and Violations
A comprehensive police report goes beyond merely documenting the accident; it also highlights any contributing factors and violations that may have played a role in the incident. For example, the report may note if one of the drivers was under the influence of alcohol or drugs, if there were weather conditions that affected visibility, or if traffic laws were violated. This information can be instrumental in establishing fault and liability, as well as in determining the extent of damages. By providing a thorough analysis of the contributing factors, the police report can help build a strong case and support your claims for compensation.Guiding Your Legal Strategy
Navigating a car accident claim can be a complex and overwhelming process. Having a police report can guide your legal strategy and provide a clear roadmap for pursuing your claim. The report’s detailed account of the accident, combined with the officer’s observations and conclusions, can help your attorney develop a compelling case and identify key areas of focus. Whether you are negotiating with insurance companies or preparing for a potential lawsuit, the police report serves as a foundational document that informs your legal approach and increases the likelihood of a successful outcome.Enhancing Communication with Medical Providers
In many car accident claims, injuries sustained in the accident play a significant role in determining compensation. Having a police report can enhance communication with your medical providers and ensure that they have a comprehensive understanding of the incident. The report provides context for your injuries and can help medical professionals develop an appropriate treatment plan and document the extent of your injuries. Additionally, the police report can be used to corroborate your medical records and demonstrate the link between the accident and your injuries, which is crucial for obtaining fair compensation for medical expenses and pain and suffering.Verdicts & Settlements
Providing Peace of Mind and Assurance
Dealing with the aftermath of a car accident can be a stressful and daunting experience. Obtaining a police report provides peace of mind and assurance that the incident has been formally documented and investigated by law enforcement. Knowing that you have an official record of the accident can alleviate some of the anxiety and uncertainty associated with the claims process. It also demonstrates to insurance companies and legal professionals that you have taken the necessary steps to protect your rights and seek justice. By having a police report, you can navigate the complexities of your car accident claim with greater confidence and clarity.Taking Prompt Action After a Car Accident
The importance of obtaining a police report cannot be overstated. Taking prompt action after a car accident is crucial to ensuring that you have the necessary documentation to support your claim. Contacting law enforcement immediately after the accident and requesting a police report should be a top priority. By doing so, you can ensure that the details of the incident are accurately recorded and that you have a solid foundation for your car accident claim. Additionally, seeking medical attention and consulting with an experienced attorney can further protect your rights and increase the likelihood of a successful outcome.Securing Legal Representation
Navigating a car accident claim can be a complex and challenging process, especially when dealing with insurance companies and potential legal disputes. Securing legal representation from a knowledgeable and experienced attorney can significantly impact the outcome of your case. An attorney can guide you through the claims process, advocate on your behalf, and ensure that you receive fair compensation for your injuries and damages. By working with a legal professional, you can navigate the complexities of your car accident claim with confidence and peace of mind.Statute of Limitations for Filing Claims
South Carolina law sets specific time limits for filing car accident claims. Generally, you have three years from the date of the accident to file a personal injury lawsuit and three years to file a property damage claim. If you fail to file within these timeframes, you may lose your right to seek compensation. However, there are exceptions to these rules, so consulting with a legal professional can help ensure you do not miss any critical deadlines.The Role of Evidence in Car Accident Claims
Evidence plays a crucial role in car accident claims. To build a strong case, it is essential to gather and preserve as much evidence as possible. This includes medical records, police reports, photographs of the accident scene and your injuries, witness statements, and any other relevant documentation. Medical records provide a detailed account of your injuries and the treatment you received, which can be used to demonstrate the extent of your damages. Police reports offer an official account of the accident and may include important details about the circumstances of the crash and the parties involved. Photographs can provide visual evidence of the damage to your vehicle, the accident scene, and your injuries. Witness statements can offer additional perspectives on how the accident occurred and who may be at fault. Keeping a personal journal of your recovery process and the impact of your injuries on your daily life can also be valuable evidence. This can help illustrate the non-economic damages you have suffered, such as pain and suffering, emotional distress, and loss of enjoyment of life.Verdicts & Settlements
The Claims Process and Litigation
The process of pursuing a car accident claim typically begins with filing a claim with the insurance company. The insurer will investigate the accident, review the evidence, and determine the extent of your damages. They may offer a settlement, which you can either accept or reject. If the settlement offer is insufficient, you have the option to negotiate further or proceed with a lawsuit. Filing a lawsuit involves submitting a formal complaint to the court, outlining your case and the damages you are seeking. The defendant will then have the opportunity to respond, and the discovery process will begin. During discovery, both parties exchange information and evidence related to the case. This phase may include depositions, interrogatories, and requests for documents. If the case does not settle during discovery, it may proceed to trial, where both sides present their arguments and evidence to a judge or jury. The court will then render a verdict, determining whether the defendant is liable for your damages and, if so, the amount of compensation you are entitled to receive.The Importance of Legal Advice and Support
Seeking legal advice and support early in the process can make a significant difference in the outcome of your car accident claim. An experienced attorney can guide you through the complexities of the legal system, ensure that all deadlines are met, and represent your interests effectively. They can also help you understand the potential value of your claim, taking into account both economic and non-economic damages. Legal representation can be particularly important in cases involving serious injuries, disputed liability, or complex legal issues. An attorney can provide an objective assessment of your case, advise on the best course of action, and negotiate with insurance companies on your behalf. They can also represent you in court, if necessary, to ensure that your rights are protected and that you receive the compensation you deserve.Comparative Negligence
South Carolina’s comparative negligence law means that fault is apportioned among the parties involved in the accident. This can impact the amount of compensation you receive. If both drivers are found to be partially at fault, the compensation will be adjusted according to each party’s degree of fault. It is essential to gather as much evidence as possible, including photographs, witness statements, and police reports, to support your claim and establish the other party’s negligence.Dealing with Insurance Companies
After a car accident, dealing with insurance companies can be challenging. Insurance adjusters may try to minimize the payout or deny your claim altogether. It is important to communicate clearly and provide all necessary documentation to support your claim. Having a thorough understanding of your policy and South Carolina’s insurance laws can help you negotiate a fair settlement. In many cases, seeking legal advice can be beneficial to ensure that your rights are protected and that you receive the compensation you deserve.Uninsured and Underinsured Motorist Coverage
Despite the mandatory insurance requirements, some drivers in South Carolina operate vehicles without adequate insurance. Uninsured motorist coverage protects you if you are involved in an accident with a driver who has no insurance. Underinsured motorist coverage comes into play when the at-fault driver’s insurance is insufficient to cover your damages. Having these coverages can provide peace of mind and financial protection in such situations.Hit and Run Accidents
A hit and run accident occurs when a driver involved in an accident leaves the scene without providing contact information or assisting the injured parties. In South Carolina, leaving the scene of an accident is a serious offense that can result in severe penalties, including fines and imprisonment. If you are the victim of a hit and run, try to gather as much information as possible about the fleeing vehicle and report the incident to the police immediately. Your uninsured motorist coverage can help cover your damages in such cases. Reporting a Hit-and-Run Accident: If you are the victim of a hit-and-run accident in South Carolina, it is crucial to take certain steps to protect yourself legally and increase the chances of identifying the responsible party. These steps include:- Call the Police: Contact law enforcement immediately and provide them with detailed information about the accident. The police will create an accident report, which can be valuable evidence in legal proceedings.
- Gather Evidence: If possible, collect as much evidence as you can at the scene. Take photos or videos of the accident site, any damage to your vehicle, and any visible details that may help identify the other driver. Note down any witness statements and their contact information.
- Seek Medical Attention: Even if you believe you have not suffered any injuries, it is important to seek medical attention promptly. Some injuries may not be immediately apparent, and having a medical record can be crucial when seeking compensation later on.
- Notify Your Insurance Company: Contact your insurance provider and report the hit-and-run accident. Provide them with all the relevant details, including the police report and any evidence you have collected. They can guide you through the claims process and help you understand your coverage.
- Consult an Attorney: It is highly recommended to consult with a personal injury attorney experienced in hit-and-run accidents. They can provide legal advice, evaluate your case, and help you navigate the legal complexities. An attorney will work on your behalf to protect your rights and pursue fair compensation for your damages.
- Stay Alert: Pay attention to your surroundings and drive defensively. Be aware of other vehicles, pedestrians, and potential hazards on the road.
- Secure Your Vehicle: Always lock your car when leaving it unattended, and consider installing an alarm system or using a steering wheel lock as an added deterrent.
- Install Dash Cameras: Dash cameras can provide valuable evidence in case of an accident. They can capture important details, such as the license plate of the other vehicle involved.
- Report Suspicious Behavior: If you witness a hit-and-run accident or notice a vehicle behaving erratically, report it to the authorities. Your prompt action could help prevent further incidents and aid in identifying the responsible party.
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Pedestrian and Bicycle Accidents
South Carolina’s car accident laws also cover incidents involving pedestrians and bicyclists. Drivers are required to exercise due care and yield the right of way to pedestrians in crosswalks. Bicyclists have the same rights and responsibilities as motorists and must follow traffic laws. If you are involved in an accident as a pedestrian or bicyclist, it is important to report the incident and seek medical attention. Documenting the scene and gathering witness information can strengthen your case.Drunk Driving Accidents
Driving under the influence of alcohol or drugs is a significant problem in South Carolina. If you are injured in an accident caused by a drunk driver, you may be entitled to punitive damages in addition to compensatory damages. Punitive damages are intended to punish the at-fault driver and deter similar behavior in the future. It is crucial to report the incident to law enforcement and seek legal advice to pursue maximum compensation for your injuries and losses.Steps to Take After a Car Accident
Knowing what to do immediately following a car accident can make a significant difference in the outcome of your claim. First, ensure that everyone is safe and call 911 if there are injuries. Exchange contact and insurance information with the other driver and take photographs of the scene, vehicles, and any visible injuries. Seek medical attention even if you do not feel seriously injured, as some injuries may not be immediately apparent. Finally, report the accident to your insurance company and consider consulting with a legal professional to understand your rights and options.Ensure Safety and Seek Medical Attention
The moments immediately following a car accident are crucial. Your first priority should always be safety. If possible, move your vehicle out of the flow of traffic to prevent further collisions. Turn on your hazard lights to alert other drivers. If the accident is severe and moving the vehicle is not feasible, stay inside with your seatbelt fastened until help arrives. Once you are in a safe location, check for injuries. Even if you feel fine, it is essential to seek medical attention as soon as possible. Some injuries, such as whiplash or internal injuries, may not be immediately apparent. A medical professional can accurately assess your condition and provide necessary treatment. Keep detailed records of your medical visits, as these documents will be important for any legal proceedings.Contact Law Enforcement
South Carolina law requires that you report any car accident that results in injury, death, or property damage exceeding $1,000 to the local police department, sheriff’s office, or the South Carolina Highway Patrol. Contact law enforcement immediately following the accident. The responding officers will create an official accident report, documenting the scene, the parties involved, and any witness statements. This report is a crucial piece of evidence in determining fault and handling insurance claims. Cooperate fully with the officers, providing them with accurate and honest information. However, be cautious about admitting fault at the scene, as liability can be a complex issue and should be determined after a thorough investigation.Document the Accident Scene
While waiting for law enforcement to arrive, if you are able, begin documenting the accident scene. Use your phone to take comprehensive photos of all vehicles involved, the surrounding area, any visible injuries, and any road conditions that may have contributed to the accident. Capture images from multiple angles to provide a clear and detailed visual record. Additionally, collect contact information from all parties involved, including names, phone numbers, addresses, driver’s license numbers, and insurance information. If there are witnesses, gather their contact details and a brief statement of what they saw. This evidence will be invaluable when filing insurance claims and if legal action becomes necessary.Only Serving People, Never Companies
Founded in 1975, Christian & Christian has deep roots in the community.
Learn more about our attorneysNotify Your Insurance Company
Promptly informing your insurance company about the accident is crucial. Most policies require that accidents be reported within a specific timeframe. Provide them with all the necessary details and cooperate with their investigation. Your insurer will guide you through the claims process and explain what information is needed. It is important to be honest and thorough when providing information to your insurance company. However, be cautious about discussing the details of the accident or admitting fault until a full investigation has been conducted. Your insurance company will handle communication with the other driver’s insurer, allowing you to focus on recovery and other important matters.Seek Legal Advice
Navigating the aftermath of a car accident can be complex and daunting. Seeking legal advice early in the process can help protect your rights and see to it that you receive fair compensation for your injuries and damages. An attorney with experience in South Carolina car accident cases can provide invaluable guidance, helping you understand your legal options and the best course of action. They can assist with gathering evidence, negotiating with insurance companies, and representing you in court if necessary.Verdicts & Settlements
The Role of Legal Representation
Navigating South Carolina’s car accident laws can be complex, especially when dealing with insurance companies and legal proceedings. Having legal representation can help ensure that your rights are protected and that you receive fair compensation for your injuries and damages. An attorney can assist with gathering evidence, negotiating with insurance companies, and representing you in court if necessary. They can also provide valuable advice on the best course of action for your specific situation.Common Car Accident Injuries
Car accidents can result in a wide range of injuries, from minor bruises to severe, life-threatening conditions. Common injuries include whiplash, broken bones, head injuries, spinal cord injuries, and internal injuries. The severity of the injury can impact the amount of compensation you are entitled to receive. It is important to seek medical attention immediately after an accident and follow your doctor’s recommendations for treatment and recovery. Documenting your injuries and medical treatment can support your claim for compensation.Compensation for Car Accident Victims
Victims of car accidents in South Carolina may be entitled to various forms of compensation, including medical expenses, lost wages, pain and suffering, and property damage. The amount of compensation will depend on the severity of the injuries, the degree of fault, and other factors specific to the case. It is important to keep detailed records of all expenses and losses related to the accident. Consulting with a legal professional can help you understand the types of compensation you may be eligible for and ensure that you pursue all available avenues for recovery.Preventing Car Accidents
While it is impossible to prevent all car accidents, there are steps that drivers can take to reduce the risk. Always obey traffic laws, wear your seatbelt, and avoid distractions such as texting or using your phone while driving. Do not drive under the influence of alcohol or drugs and be mindful of weather conditions that may impact road safety. Regular vehicle maintenance can also help prevent accidents caused by mechanical failures. Being a cautious and responsible driver can help protect you and others on the road.The Importance of Evidence
Gathering evidence is a crucial part of building a strong case after a car accident. Photographs of the scene, vehicles, and injuries can provide valuable visual documentation. Witness statements can corroborate your account of the incident. Medical records and bills can demonstrate the extent of your injuries and the associated costs. Police reports can provide an official account of the accident and the parties involved. Collecting and preserving evidence can significantly impact the outcome of your claim and increase your chances of receiving fair compensation.Christian & Christian Law: Fighting for You
Understanding South Carolina’s car accident laws and key regulations is essential for protecting your rights and ensuring that you receive the compensation you deserve. By familiarizing yourself with these laws, you can better navigate the aftermath of an accident and make informed decisions about your legal options. Remember to report the accident, gather evidence, and seek medical attention promptly. If you find yourself overwhelmed by the process, consulting with a legal professional can provide valuable guidance and support. If you have been involved in a car accident in South Carolina and need legal assistance, Christian & Christian Law is here to help. Our experienced attorneys are dedicated to protecting your rights and ensuring that you receive the compensation you deserve. Contact us today for a consultation and let us guide you through the complexities of South Carolina’s car accident laws. Your road to recovery starts with the right legal support.The Most Common Causes of Car Accidents
The following list includes some of the most common reasons a person injured in a car crash may qualify for a car accident claim:Reckless Driving
Driving recklessly can take many forms, but it always involves disregard for the damage caused by the driver’s actions. As such, it is considered gross misconduct, something that qualifies a claim for punitive damages. A reckless driver may disregard red lights and stop signs. Or, for example, they may tailgate other drivers, switch lanes unpredictably, and drive at excessive speeds.Distracted Driving
Driving while not paying attention has become increasingly prevalent throughout the United States. Some examples of distracted driving include texting while driving, manipulating a cell phone, navigation, or other device, reading while driving, and eating and drinking while driving. Even having a conversation with someone else inside the car can cause a deadly distraction if the driver is more focused on a passenger than the road.Drunk Driving
Claims involving drunk drivers may involve more than one responsible party. Clearly, a person driving while intoxicated is liable for the injuries they cause. But according to social host laws, someone who provided alcohol to a driver who was already clearly under the influence before the crash may also be liable for damages.Defective Automobile
Car manufacturers and distributors have a responsibility to provide safe vehicles to their customers. As such, they can be held accountable when vehicle defects cause injuries or accidents.Additional Examples of Negligence Involving Car Accident Claims
There are numerous other ways a driver or third party may be held responsible for an auto accident that causes harm. Here are some additional examples:- Driver fatigue: A driver who falls asleep at the wheel
- Poor judgement: A driver with poor driving ability and/or poor judgement (this often includes a higher percentage of teenage drivers, who may lack driving experience or the maturity to avoid distraction while driving)
- Poor maintenance: A driver who fails to maintain their vehicle, for instance, failing to maintain their brakes or the condition of their tires
- Road maintenance failures: The government, a construction company, or an engineering firm may be held responsible for a stretch of unsafe road, which puts drivers at risk due to problematic design
What is the Statute of Limitations for Car Accidents in South Carolina?
A statute of limitation is a law that sets the maximum amount of time you have to take legal action after an accident. In South Carolina, at least two people are killed in car crashes daily and more than 13 auto accidents happen every hour. If you sustained injury during an auto accident, the statute of limitations for car accidents in South Carolina is three years in most instances. If you have questions about a potential claim, reach out to Christian & Christian to schedule your free legal consultation as soon as possible.Why Should I Retain a South Carolina Car Accident Lawyer?
Hiring an experienced trial attorney for your car accident claim will provide you with two large benefits. The first is the ability to rest and recover while giving your claim the very best chance of obtaining full and fair compensation. The second benefit is found in all the ways retaining a car accident lawyer helps protect the value of your claim, resulting in higher compensation than you could get on your own.How an Attorney Protects the Value of Your Claim
It’s unfortunate that many people think the easiest way to get more from their car accident claim is by skipping the attorney. In truth, most people who take on their accident claims alone receive far less than people with experienced car accident lawyers. Read on to see the many ways hiring an attorney to handle your claim will help you to receive maximum compensation for your car accident damages.- A car accident lawyer can properly assess your claim’s value, beginning with an accident investigation and then factoring in all your damages, so you don’t get less than you deserve.
- An attorney will be able to avoid the tactics insurance companies use to devalue the claims of accident victims.
- A lawyer can help you evaluate settlement offers and decide if any of them are in your favor. Sometimes an offer is simply not worth considering and must be turned down. This is tough to do when you don’t know what your claim is truly worth, or whether you’ll get another offer if you turn down the one you’ve got.
- Hiring an attorney makes it clear to the insurance company that you’ve got support from professionals who aren’t going to stand for their manipulations. The insurance company will know with certainty that if they fail to offer adequate compensation on a legitimate claim, your lawyer will sue.
- Beyond being able to show the insurance company you’re serious, having the option of filing a lawsuit gives you choices, including the ability to turn down lowball offers and move on to a trial you can win.

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Help Protect Your Claim from the Very Start
Please make sure you read over the points below for how you can protect your claim’s value before and after you’ve retained our Greenville car accident lawyers.Get a Medical Exam
This one may seem obvious, but that’s not always the case. When people experience a traumatic event, the body goes into fight or flight response. This involves a surge of stress hormones that suppress pain and provide energy and strength. Though temporary, this effect may still last for hours — long enough to walk away from the scene of the accident without realizing how injured you really are. Always err on the safe side and seek out a medical exam to find out whether you are injured. In addition to protecting your health, getting that exam is going to protect the value of your car accident claim. A medical record of your injuries right after the crash is going to provide powerful evidence connecting the crash to the harm it caused you. Without this proof, the insurance company can try to suggest you weren’t injured in the crash, because you didn’t get treated by a doctor. Don’t give them the chance. Go to the doctor as soon as possible after you’ve been in a car accident.Take That Treatment Plan Seriously
All too often, people let their treatment plan fall by the wayside after being discharged from the hospital to continue their recovery at home. They think it’s not going to matter one way or another if they forget to stretch or ice their injury, or they skip a dose of medication here or there, or don’t make every physical therapy appointment. This is unfortunately not the case. Your treatment plan is truly intended as a list of ways you can help yourself recover as efficiently as possible from your car accident injuries. In addition, any shortfall in your adherence to your treatment plan will benefit the insurance company. If you don’t do all you can to assist in your recovery, the insurance company will very likely try to lower the value of your claim. If you don’t recover all the way back to where you were before the accident, they may suggest it’s not due to the severity of your injuries, but your failure to follow your plan. Any blame that can be shifted from them to you allows them to pay you less for your damages. This is most often accomplished when an insurance investigator succeeds in obtaining video surveillance of an accident victim doing something they shouldn’t, such as too much physical activity. Take your instructions for rest and recovery very seriously to protect the value of your claim.Don’t Speak to the Insurance Company
After your accident has been reported, you can expect a call from the insurance company, asking for a recorded statement. You do not have to agree to this, nor should you without guidance from your attorney. The insurance company is not calling to help you. They are seeking information they can use to suggest that the accident was in some way your fault. They will ask you the same questions repeatedly, trying to confuse you and put you on the defensive. Anything that makes you look like you are mistaken or lying can help them lower the value of their claim by implying you may be exaggerating your injuries or at least partially to blame for the accident. Remember, it’s all about shifting blame. The easiest way to protect yourself from this is to hand all communications about your claim over to our Greenville car accident lawyers. An experienced car accident trial attorney will know just how much to say — and what not to say — to the insurance company to prevent them from being able to drop the value of your claim. Protect your claim by letting our Greenville car accident lawyers handle communicationsSeek Out an Attorney as Soon as You Can
It’s natural to not feel up to looking for a lawyer right after a major accident. The sooner you have an attorney, however, the stronger your claim is going to be. If you are injured to the point that you feel unable to review attorney websites and read reviews, this is a great task to ask a friend or loved one to help with. Chances are, they’ll be relieved to have a way to help you in your time of need. They can go through reviews and attorney websites and bring you their recommendations. You can then ask them to follow up by scheduling a few free consultations. If you’d like to learn about whether you’ve got a claim, we’d be happy to meet you wherever is convenient for you.Make Sure You Hire the Best Lawyer for Your Car Accident Claim
Like doctors with specializations, not all lawyers can bring you the same results in your car accident claim. Be sure to seek a personal injury attorney with a record of winning car accident claims, both in negotiations and at trial. Though many claims are resolved via settlement, if yours must go to trial to bring you the compensation you deserve, you’ll need someone who can step into a courtroom and win. That’s why the Greenville car accident lawyers at Christian & Christian are a good choice.
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South Carolina Car Accident Client Story
We are providing the client story below to give you additional insight into what to expect in a car accident claim. To protect client privacy, we’ve changed names and details, but the value of the information remains. Please read it through, and then contact us to schedule your free legal consultation. Early one morning in Greenville not long ago, twenty-nine-year-old elementary school teacher Austin Hayes was heading southeast to Pelham Road to work when a grey SUV pulled out of a convenience store parking lot, cutting across three lanes of traffic for a left turn. It struck Austin’s car almost head-on as it shot toward the northwest bound lane without slowing down. Austin woke up in the hospital with a fractured vertebra in his neck and a broken left shoulder. He was unable to move from the neck down, and it was unclear if that would change. His doctors told him it was too soon to give up. They assured him his neck would be kept as still as possible until the swelling subsided. He was told he might need surgeries. With luck, they said, he might regain some or all of his mobility below the neck. It was too soon to tell. Austin’s fiancé Christine sat with him daily, encouraging him and trying to keep his spirits up. They talked a lot about the future and the plans they’d made before their world was upended by the accident. Austin still had school loan debt. They’d sent out wedding invitations. They were in the middle of pre-paying for the honeymoon. She would be out of grad school in eighteen months with her own debt to tackle. They’d planned to get started on a family fairly quickly. Lots of children. Austin had just begun his teaching career. He was done with student teaching, but with less than one year of full-time teaching under his belt, he was far from dreams of tenure. Everything was up in the air. And now this. The accident had turned hopes and dreams to anxiety, stress, and worry. They were just starting to get on their feet but still far from having traction. The last thing they could handle was a pile of medical bills. Ten days into Austin’s hospital stay, they scheduled a free legal consultation with the law offices of Christian & Christian. South Carolina car accident lawyer Josh Christian sat down with the couple in Austin’s hospital room a few days later to answer their questions. Christine handled most of the questions, so Austin could rest and relax his neck.How much does it cost to hire a lawyer?
“Before we begin, we need to make sure this meeting is the ‘free legal consultation’ we think it is,” said Christine. “We think Austin has a claim here, but we are so turned around right now, we don’t want to accidentally rack up some big bill before we even know if we should be moving forward.” “Completely understandable,” said Attorney Christian. “This consultation is, in fact, completely free of charge. It is intended to answer your questions to help you determine whether you want to proceed with a claim. “In addition, you should know that our firm works on a contingency-fee model. This means that if you do move forward with a car accident claim, the firm fronts all case expenses from beginning to end. When it’s finished, you only pay us if we successfully resolve your claim.” Austin was surprised. “Really? Your firm covers the expenses as we go?” “Yes. Don’t let concern over out-of-pocket costs keep you from proceeding. The only things you really need to determine are whether you’ve got a legitimate claim to pursue, and if so, whether you’re going to pursue it.”How much is my car accident claim worth?
“How much is a claim like Austin’s worth?” Christine asked, making a note to herself as she went through her questions for Attorney Christian. “That’s going to depend on the information we gather from two specific sources,” said Christian. “The first is the accident investigation. We’ll go through the police report from the scene, but we’ll also want to conduct our own investigation to determine all at-fault parties and connect their actions to your damages. This is the stage in which we really clarify the strength of your claim. “After that, we’ll need you to reach what is called ‘maximum medical improvement,’” said Christian. “This means you get back to where your health was before the accident, or as close to it as possible. When you get there, the doctors will understand how much of a negative impact the accident is likely to have on your life going forward. Part of getting to this point will involve being done with surgeries as well.” “So, the doctors would need Austin to be done with procedures on his neck and healed to the point that they will know how much mobility will return before they can declare that he’s reached maximum medical improvement?” Christine asked. “That’s right. We’ll need to know this information to make sure we pursue all that you deserve in compensation for the damage that’s been done to your life, Austin,” Christian said. “Right now, your only job is to rest and focus all your energy on recovery. “The beauty of hiring an attorney for your claim is that you do get to focus on healing without worry and stress over moving a claim forward. We’ll take care of everything involved in your claim,” said Attorney Christian. “When you reach maximum medical improvement, we’ll know your damages. We’ll then combine all that we’ve learned from the investigation with your damages and arrive at an accurate claim value,” he added. “Speaking of which,” Christine said, holding up a vibrating phone, “the insurance company keeps leaving voicemails. Should we answer their calls? Austin said to wait until we spoke to you, but I’m afraid we’re going to hold up the claims process if we don’t.” “Austin is right. It is not in your best interests to speak with anyone from the insurance company without an attorney’s guidance,” Attorney Christian said. “My recommendation is that you get yourself an attorney as soon as possible and turn over all communications with the insurance company to them. This is something we do for our clients. Handling recorded interviews on your behalf prevents the insurance company from twisting your words against you. Trust me, they’ll be trying to trip you up with your own words to discredit your claim. It’s not fair, but the more they can deflect blame away from their client, the less they have to pay you.” How long does a car accident claim take? “Sounds good to me,” said Christine, setting the phone on the nightstand. “How long does a claim take?” “That will depend, first, on how long it takes you to reach maximum medical improvement, Austin,” said Christian, turning to the young man. “Once you are there and we determine the value of your claim, we’ll send a demand letter to the insurance company. That’s when the second factor kicks in on your timeline: whether they’ll agree to our compensation request or fight us. “If they agree, we’ll wrap up your claim without further delay. If they are unreasonable about compensating you, however, we’ll file a lawsuit. “Going to trial would extend your timeline, but if that becomes the only way to bring you the compensation you deserve, Austin, that’s where we’ll go. “Please try not to worry over it, either way. Our firm has a long, successful record of winning car accident claims, both through negotiation and in court. Either way, we’ll be ready to stand up for your rights,” Christian said. “That’s why I urge you to make sure you hire a personal injury trial attorney, no matter which firm you decide on.” Austin and Christine were comfortable with the information they received in their free legal consultation. Austin retained Christian & Christian, and Attorney Josh Christian got Austin over six times the amount initially offered by the insurance company.Call Our Greenville Car Accident Lawyers Today
We hope you’ve gained some helpful information from this page. As no two claims are the same, we urge you to reach out to our Greenville car accident lawyers as soon as you can to schedule your free consultation. Let us answer your questions and explain how we can make a difference in your ability to collect the compensation you deserve.Client Reviews
Everyone there was very professional, knowledgeable, and friendly. My car was totaled, and I was a little intimidated talking with a couple of other lawyers in Greenville. But with Christian and Christian, not only did they answer my questions, but they did so in a way that made what could have been a hectic situation, easy. Overall, an excellent experience with high quality lawyers who truly go above and beyond and really try to get you the results or answers you need.